Health insurance is not a one-time thing that you can get over with a few moments of thinking. It is more like a lifestyle. You would think it is of no use, but wait till you need it. When choosing health policies that you deem fit for yourself and your family, several factors are to look into. Starting from the cashless claim, the amount, the kind of insurance backup and the future circumstances, it is best you do your research and determine which will benefit you the most in the long run.